Discretionary limit

PolicyManager automatically manages and sets your self-assessment limits, saving you costs and improving your risk management.

Set discretionary limits

Set discretionary limits automatically with payment experiences and credit reports

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Cost savings

Manage self-assessment limits and reduce limit costs.

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Risk management

Proactively improve your risk management with timely updates on coverage stops.

Discretionary limit

Discretionary limits in line with credit insurers' rules

Depending on your policy conditions, you can set self-assessment limits based on credit reports or payment experiences. CreditDevice ensures that PolicyManager calculates these limits accurately in accordance with specific policy conditions.

Discretionary limits based on payment experiences

PolicyManager automatically determines a self-assessment limit based on your policy conditions. This means that you are insured up to a certain amount with positive payment experiences, even without an explicit limit. This saves costs and provides insight into unnecessary limits. For companies with many debtors, manual calculation is almost impossible.

Discretionary limit based on credit reports

You can calculate self-assessment limits based on credit reports according to your policy rules. This can be done through a CreditDevice report linked to PolicyManager or an approved information company. With a positive report and a lower limit requirement, you are immediately covered up to the set limit, without waiting for two positive payment experiences. These limits are usually between €15,000 and €50,000.

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Discretionary limit using PolicyManager

What will it do for you?

Managing a discretionary limit requires accuracy and can be time-consuming due to daily calculations. PolicyManager fully automates this process. By taking over this task, it guarantees that you are always working with the correct discretionary limit. This not only results in significant time savings, but also saves the costs, especially for low limits, normally spent on credit limits with the insurer.

Withdrawal of limit

If a condition of the credit insurer stipulates that a self-assessment must be withdrawn, PolicyManager will do this automatically for you.

Proactive overview

PolicyManager waarschuwt je proactief wanneer actie vereist is om extra risico’s te vermijden. This helps you stay one step ahead in risk management.

Credit report

Thanks to the link with the credit information module, PolicyManager automatically requests a new credit report before your coverage expires, so that you remain continuously protected.

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What can we help you with?

Kredietinformatie aanvragen (Active) ENGELS

By entering my personal information, I authorize CreditDevice to collect, process and store it in accordance with CreditDevice's Privacy Policy

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